We are looking for an Operational Risk Officer to join our BUX team based in Amsterdam.

We’re a small, agile team that moves fast, takes ownership, and enjoys celebrating successes together. Your work will have a direct impact, and you’ll have the space to shape how we grow.

BUX is on a mission to make growing wealth accessible, affordable and fun for everyone in Europe and behind a simple, mobile-first experience sits a regulated brokerage with serious responsibilities. That is where you come in.

As our Risk Officer, you keep BUX in control of the risks that come with running a fast-growing fintech. You test whether our controls actually work, keep our local policies sharp and up to date, and bring structure to our SIRA and change risk assessments. You translate “what could go wrong” into clear, practical actions the business can act on, without slowing the business down. You will report directly to the Head of Risk.

We are looking for a professional with an affinity for investing products, who makes risk transparent, open for discussion and manageable and who thrives in a fast-paced fintech environment undergoing significant growth.

What you will do

You join BUX’s second-line risk management team and own the risk agenda day-to-day. You work closely with teams across CDD team, Product, Customer support, Legal and Compliance.

Your focus areas are:

• Control testing: design and run the operational risk control testing cycle. This includes assessing whether key controls are correctly designed and operating effectively, documenting your findings, and following up on remediation with control owners.

• Policy reviews and amendments: carry out periodic reviews of BUX’s local standards, and draft clear, proportionate amendments so they stay aligned with regulation, ABN AMRO policies and how BUX actually works.

• SIRA: coordinate and maintain the SIRA. This includes facilitating risk identification workshops, challenging the inherent and residual risk scoring, and keeping the analysis current as products and processes evolve.

• Change risk assessments: lead the CRA and assess the operational risk impact of new products, processes, vendors and projects, and make sure risks are identified, mitigated and signed off before changes go live.

• Reporting: draft the monthly and quarterly reporting we need to provide to ABN AMRO.

You will also:

• Perform risk analyses, deep dives and event analyses to surface vulnerabilities and improvement opportunities.

• Advise stakeholders on risk mitigation, control design and effective implementation.

• Contribute to the continuous improvement and automation of BUX’s risk and control cycle.

• Help strengthen risk awareness and ownership across the company.

• Reporting on incidents.

• Involvement in innovative projects for BUX growth.

• Engaging with internal and external stakeholders (like ABN AMRO) on risk management topics.

What you need to succeed

We are looking for someone with strong professional judgment, independence, and integrity. You are a constructive challenger who balances cooperation with the first line with the courage to push back where it matters. You contribute to a healthy risk culture by promoting transparency, learning from issues and audit findings, and encouraging sustainable risk ownership in the business.

What you bring:

• Around 2 to 5 years of experience in risk management, risk and control or a comparable first or second line role.

• Hands-on experience with control testing, policy reviews, risk assessments (such as SIRA) and/or change risk assessments.

• Familiarity with risk taxonomies, risk and control frameworks and governance processes.

• Solid understanding of the regulatory environment for a financial institution (e.g. AFM/DNB expectations, MiFID II, Wft); experience in financial services, fintech or banking is a strong plus.

• A data-driven, pragmatic mindset and genuine affinity with improving processes and controls. Ideally, with comfort using data, AI and automation to work smarter.

How we hire

To learn more about our approach to hiring and how to prepare for your interviews, check out our How we hire section.

Adjustments for the hiring process

We want you to feel empowered to show your best self during the application process. If there's anything we can do to accommodate you better (interview timing, place, etc), please let us know in your application form.

Our benefits

• International work environment

• Company pension plan

• Flexibility is at our core; we offer a hybrid work environment (1-2 days at the office)

• Working from home allowance

• Mobility benefit

• Gym membership contribution via Urban Sports

• Learning budget and full access to our learning and development platform

• A1 Dutch language course for you (and your partner)

• Delicious lunches at the office

• The possibility to work from abroad for 1 month every 12 months

• Take care of your mental and emotional well-being with unlimited appointments with psychologists or coaches through OpenUp

• Regular team gatherings and fun company events

BUX for everyone

At BUX, we’re committed to making investing accessible and affordable for everyone through our intuitive app. We believe that a diverse team with a range of backgrounds, skills, and perspectives is key to achieving this mission. By embracing diversity, we strengthen our ability to innovate and serve our customers better.

To fully benefit from our diversity, it’s essential that everyone feels safe, included, and valued. We are dedicated to creating a workplace where each of us can bring our full selves to work and contribute to our shared goals.